Blogs

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mpesa
Blogs
May 2017

In Kenya, phones replace bank tellers

Pauline Kimari is a pharmacist in Ndaragwa, Kenya, a small town several hours’ drive north of Nairobi. She moved there from rural Muranga, several hours away, to open a small shop, Ndaragwa Joy Chemist. It is white with blue and green doors and a blue bench inside. She sells medicine and cosmetics. She is 43, […]

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Blogs
May 2017

Making Markets Work for the Poor — Science, Art or Speculation?

As an adviser, trainer and all-round advocate of the “making markets work for the poor” approach to more effective development, I get asked a lot of questions about the approach. A typical first exchange runs like this: “Market facilitation. I get it. But what exactly should I do?” My answer: “It depends, but you need […]

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Karagita
Blogs
March 2017

Creating value through financial inclusion: the trust element

‘’Mobile money ni nzuri sana kwa sababu ni ya siri na utaipata kwa simu ( Mobile money is very good because it is secret and is available on phone),” said Nyambura who finds mobile money easy and safe to use. She appreciated Mobile money which she confidently found to be secure and easy to use. In […]

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Blogs
March 2017

It takes a village: Lessons from digitizing social school fees payments

Our work on the Kenya Financial Diaries made it painfully clear to us that school fees are incredibly expensive for low income families.  The lowest end public schools often ask about KSh 20,000 per year for a single student, when rural household incomes often average around KSh 6,000 per month.  Many families are able to […]