Financial inclusion is about harnessing the power of markets to improve people’s lives. Learn more


GEMS review: Increasing capital market access for Kenyan SMEs

According to FSD Kenya and World Bank research, credit to small and medium enterprises (SMEs) by the banking industry only…

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Measuring financial health: An application

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Creating value through financial inclusion

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Tamara Cook

FSD Kenya
EXPERTISE: Digital Finance
Tamara Cook

Service providers who operate with shared values, such as reciprocity and upliftment, are likely to have greater appeal to clients.


The percentage of Kenyan adults who use formal financial services in 2015.


The median number of financial devices used by low income Kenyans in Financial Diaries study