Paul Gubbins

FSD Kenya
Paul Gubbins
About Paul Gubbins

Paul works to advance financial inclusion by leading FSD Kenya's research on consumer insights and digital finance. Since joining FSD Kenya, Paul has focused on honing and sharing insights from the Kenya Financial Diaries Study on how low-income households use financial services to make-ends meet with the overall goal of inspiring solutions that strengthen the link between finance and poverty reduction. Paul also works to develop research partnerships with financial service providers and start-ups to help improve the uptake an usage of financial products and services on the market.

Before joining FSD Kenya, Paul worked with the World Bank conducting research on poverty, inequality and employment and provided analytical support for the expansion and targeting strategies of Kenya's social protection programs. Paul also worked with the Institute for Health Metrics and Evaluation (IHME) studying the flow of international resources supporting health globally. Paul holds a Master's in Public Administration from Columbia's School of International and Public Affairs.

ARTICLES BY Paul Gubbins

Finance & fortune


Six secrets of the self-employed


Where are they now?


Beyond the pricetag: The real benefits of off-grid solar


Chart of the week: Credit in Kenya, who uses it and who provides it?


Chart of the week: Which financial instruments matter most to Kenya’s poorest?


Chart of the week: Coping with the costs of hospitalization

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Chart of the week: The growth of digital banking


A look at Kenya’s struggle to purchase healthcare

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From insight to action: five lessons from a year of applying Kenya Financial Diaries