Publications

Results 41 - 50 of 61
Publications
April 2015

Capacities to aspire and capacities to save: A gendered analysis of motivations for liquidity management

This paper identifies the ways in which current financial service offerings are used and deployed by women and men towards achieving their goals for wellbeing. In the context of an on-going, gendered gap in access to formal financial services the research set out to investigate how and in what ways this relates to the aspirations […]

Publications -
February 2015

Cashlite report: Are we there yet? Rethinking the evolution of electronic payments in Kenya

This report examines data from Financial Diaries studies conducted in both Kenya and South Africa in 2012 and 2013 to better understand the extent to which low-income consumers are being affected by broad trends towards the digitization of payments: through card payments in an increasingly banked population in South Africa and via mobile money in […]

Publications
August 2014

Kenya Financial Diaries: Executive summary

How do poor Kenyans manage their money? This executive summary synthesizes the key findings of the 2012-13 Kenya Financial Diaires project that looked very closely at the ways in which low-income Kenyans earned, spent, saved, borrowed and invested over the course of a year. The data from the project paint a rich picture of the […]

Publications -
August 2014

Financial diaries respondent profiles: Extreme savings and thrift

This short note profiles the savings behavior of “Kevin” – one of the participants of the 2012-13 Kenya Financial Diaries project – and addresses the bigger question of whether and in which cases restricted savings accounts are desirable for people living on little.