This report examines the causality between branchless banking and financial capability with an in-depth look at how consumers in Kenya’s coastal region are using mobile financial services to manage their personal finances.
This report seeks to depict the Kenyan education environment from the point of view of the household, with specific emphasis on rural smallholder farming households. It seeks to determine how much Kenyan families actually spend on education, whether in private or public school systems, what percentage of income is spent on education as a proportion […]
Two gaps work together to limit the electronification of merchant payments. Customers with depleted electronic accounts are not naturally inclined to pay electronically at local shops, and shops not accustomed to paying their suppliers with electronic money are not so likely to actively promote it with their own customers. While that is the case, mobile […]
This paper identifies the ways in which current financial service offerings are used and deployed by women and men towards achieving their goals for wellbeing. In the context of an on-going, gendered gap in access to formal financial services the research set out to investigate how and in what ways this relates to the aspirations […]