Publications

Results 41 - 50 of 65
Publications -
July 2015

Getting an education in rural Kenya: Findings based on the Kenya Financial Diaries

This report seeks to depict the Kenyan education environment from the point of view of the household, with specific emphasis on rural smallholder farming households. It seeks to determine how much Kenyan families actually spend on education, whether in private or public school systems, what percentage of income is spent on education as a proportion […]

Publications
July 2015

Business primitives – Enabling payment lifecylces through software

Two gaps work together to limit the electronification of merchant payments. Customers with depleted electronic accounts are not naturally inclined to pay electronically at local shops, and shops not accustomed to paying their suppliers with electronic money are not so likely to actively promote it with their own customers. While that is the case, mobile […]

Publications
April 2015

Capacities to aspire and capacities to save: A gendered analysis of motivations for liquidity management

This paper identifies the ways in which current financial service offerings are used and deployed by women and men towards achieving their goals for wellbeing. In the context of an on-going, gendered gap in access to formal financial services the research set out to investigate how and in what ways this relates to the aspirations […]

Publications -
February 2015

Cashlite report: Are we there yet? Rethinking the evolution of electronic payments in Kenya

This report examines data from Financial Diaries studies conducted in both Kenya and South Africa in 2012 and 2013 to better understand the extent to which low-income consumers are being affected by broad trends towards the digitization of payments: through card payments in an increasingly banked population in South Africa and via mobile money in […]