Publications

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Publications -
June 2018

Emerging Data Sharing Models to Promote Financial Service Innovation: Global trends and their implications for emerging markets

Whether it's government records, bank account data, or web browser activity, providing consumers with the ability to access and share their digital identity and records could increase competition and innovation by letting financial service providers better target and price products to consumers.

Data visualizations
May 2018

Chart of the week: Where are commercial banks located in the market for savings?

Managing your money broadly means deciding how much to set aside for the future and how much to keep handy for short term uses. Of course, the actual dynamics are more complex (for example, how people save is laden with social meaning, influenced by psychology and subject to cognitive biases). Some have more money to […]

Posts
April 2018

FinAccess

FinAccess is a series of household surveys that measure the access, usage, quality and impact of financial services in Kenya. The four surveys so far – 2006, 2009, 2013 and 2016 – can help policymakers identify barriers to financial inclusion in Kenya. Private sector actors will also find the information useful for identifying new market […]

Data visualizations
November 2016

FinAccess 2016 financial service importance tool

Which financial services are perceived to be the most important to Kenyans, and why? This interactive heat map draws from the 2016 FinAccess household survey and displays the percentage of people using a range of financial services, the percentage of users who cited that financial service as their most important and the distribution of reasons […]

Data visualizations
July 2016

Chart of the week: Credit in Kenya, who uses it and who provides it?

This chart examines the usage and sources of credit in Kenya from the 2016 FinAccess household survey. The plot on the left displays the percentage of adults by wealth group who reported to be currently using a loan from a range of formal and informal providers. An adult could have reported using a loan from more than one source […]