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Publications -
October 2014

An ethnographic study of local institutionalisation of savings groups in Malanga, Coast region

This brief presents findings from ethnographic research in a rural area of Malindi District in Kenya’s Coast region. The study explored the local institutionalisation of savings groups implemented by Catholic Relief Services as part of their Savings and Internal Lending Communities (SILC) programme. The study was commissioned by the Financial Sector Deepening Trust Kenya and […]

February 2017

Kay gets perspective on informal sector in Kibera

During his visit for the FSD Kenya 3rd annual lecture, John Kay visited Haki Group, a Self Help Group registered in 2002 but graduated to a Community Based Organization in 2005 to mitigate the effects of HIV/AIDS in Kibera. Haki promotes savings groups as part of its economic empowerment program. It currently has 35 savings […]

October 2015

An overview of the Kenya Financial Diaries research program

A major gap in the ability of formal financial services to deliver value for low-income families is a general lack of information and understanding of their preferences, behaviours and needs. To address this gap, FSD Kenya in partnership with BFA and Digital Divide Data undertook a Financial Diaries study between 2012 and 2013. The Kenya Financial Diaries tracked […]

April 2008

MicroSave project completion report 

The main aims of this independent review were to assess the performance of MicroSave’s third phase and the overall experience of MicroSave over its full nine-year history, identifying key achievements and lessons learned. MicroSave is a four-year project funded by DFID, CGAP, the Austrian Development Agency and NORAD. MicroSave started in 1998 and its third […]

November 2008

Developing decentralised financial services: Project review

The Decentralised Financial Services (DFS) project began in 2003 as an action research project to improve outreach of financial services in remote and rural areas. The first phase focused on developing and testing the tools to strengthen the management and governance of community-based financial organisations. The second phase which started in 2005, sought to demonstrate […]

July 2015

A savings group story

Savings Groups (SGs) are a simple financial intermediation model where members of a group contribute an agreed minimum amount of savings during regular meetings.FSD Kenya has been supporting savings groups since 2008 through the Community Savings & Loans (COSALO) project in partnership with CARE Kenya and later with Catholic Relief Services (CRS) under the private […]

Focus areas
Savings groups Videos