Focus areas

From digital finance to social protection, FSD Kenya works to support financial inclusion with a focus on nine inter-related topic areas. This section of the website gives you access to key knowledge resources from FSD, our partners and the web – organized by the topics we work on.

Financial landscape

Research related to the structure of the financial landscape and in-depth analysis of the levels and trends in access to finance.

Consumer insights

Understanding people's real needs, motivations, choices and context is a necessary condition for building financial services that matter.

Savings groups

Savings groups play a key role in the financial lives of Kenyans; FSD is helping them become stronger.

Social protection

The journey towards a robust social protection system that delivers cash transfers to the poorest and most vulnerable.

Digital finance

Digital technologies are revolutionizing the way financial services are accessed and used.


FSD is working with government and private sector partners to drive the uptake of digital payments and reduce transaction costs in the financial sector.

SME finance

Findings on the ways that the financial sector can support broad based economic growth.

Risk and insurance

What are the best ways to protect low income groups against risk? FSD is exploring this question in a search for risk-management tools that work.

Credit market development

FSD is working to complete the development of credit market infrastructure, increase knowledge of the credit market and the benefits of credit information sharing.