Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

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Publications - Report
August 2009

What makes a successful mobile money implementation? M-PESA in Kenya and Tanzania 

This report considers the differences between the adoption rates of M-PESA in Kenya and Tanzania and tries to highlight some of the reasons that the same service launched in seemingly similar countries has yielded such different results. This paper is intended as a discussion document for mobile network operators (MNOs) considering launching a mobile money service. […]

Publications
March 2014

Securing credit for growth: The case for a new asset register in Kenya

This report provides an overview of Kenya’s current policy, and the legal and practical framework for registration of movable asset collateral – including leases. It also outlines the future impact of a modern movable asset registry in increasing access to credit for SMEs. The report therefore looks closely at Vision 2030: it examines it both […]

Publications - Report
June 2009

FinAccess National Survey 2009: Dynamics of Kenya’s changing financial landscape

The objectives of FinAccess 2009 was to: (1) provide information to policy makers about the main barriers to access, geographic or socio-economic for instance, providing an impetus for necessary reforms, (2) provide information to the private sector about market opportunities, and in particular insight into the types of products that will suit newly identified, unserved market […]

Publications
April 2009

The role of informal financial groups in extending access in Kenya

This report discusses the role of informal financial groups in extending access to financial services in Kenya. The scale of informal financial groups in Kenya has long been known to be extensive but reliable data at the national level has not existed. The report first reviews the literature on informal groups in Kenya (mostly ROSCAs […]

Publications - Brief
March 2009

Reaching rural Kenya with group savings and loan associations

Group savings and loans associations (GSLs) are a simple financial intermediation model where members of a group (usually between 10 and 20) contribute equal amounts of savings or their multiples during meetings which are held weekly, fortnightly or monthly. The savings are then loaned out to members of the group at an agreed interest rate, […]