Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

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Publications
April 2009

The role of informal financial groups in extending access in Kenya

This report discusses the role of informal financial groups in extending access to financial services in Kenya. The scale of informal financial groups in Kenya has long been known to be extensive but reliable data at the national level has not existed. The report first reviews the literature on informal groups in Kenya (mostly ROSCAs […]

Publications - Brief
March 2009

Reaching rural Kenya with group savings and loan associations

Group savings and loans associations (GSLs) are a simple financial intermediation model where members of a group (usually between 10 and 20) contribute equal amounts of savings or their multiples during meetings which are held weekly, fortnightly or monthly. The savings are then loaned out to members of the group at an agreed interest rate, […]

Publications
January 2009

The role of financial services in the economic empowerment of AIDS-affected households. A review of practice and options in Kenya.

In Kenya today, a variety of activities are under way to address the economic and financial constraints felt by HIV/AIDS-affected households. Financial service providers and health organisations alike have spearheaded these activities, and are making small inroads in empowering people made more vulnerable by HIV/AIDS. DAI assessed these initiatives for the Financial Sector Deepening (FSD) […]

Publications - Report
January 2009

Financial capability in Kenya

This report seeks to provide an initial lens on the current state of financial capability in Kenya. Using existing data collected as part of FinAccess 2009, the report explores various dimensions of financial capability specifically developed to reflect ground realities that Kenyans face in their financial lives. For example, in a developed country context, a […]

Publications
December 2007

Central Bank of Kenya survey on bank charges and lending rates booklets: 12/1/2007

The main objectives of the Survey on Bank Charges and Lending rates are: (1) To provide current and potential bank customers with regular, consistent and easily understood information on various bank charges and lending rates so that they can make informed banking choices. (2) To encourage customers to utilize this information. (3) To encourage competition […]

Publications
August 2007

Central Bank of Kenya survey on bank charges and lending rates booklets: 3/1/2007

The main objectives of the Survey on Bank Charges and Lending rates are: (1) To provide current and potential bank customers with regular, consistent and easily understood information on various bank charges and lending rates so that they can make informed banking choices. (2) To encourage customers to utilize this information. (3) To encourage competition […]