Blogs

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Blogs
August 2015

Solving the money problems of the poor: Four areas ripe for innovation

So here’s an obvious truth:  when you’re poor, you do not have enough money.  You don’t have enough money to both pay off school fees and, say, connect your home to electricity. The not so obvious truth: the poor are incredibly versatile at managing the little money they do have. People save, borrow and invest […]

Blogs
August 2015

Top 10 things to know about M-Shwari

‘Shwari’ means calm in Kiswahili, yet M-Shwari, launched in November 2012 through a strategic partnership between Commercial Bank of Africa (CBA) and Safaricom, has taken the Kenyan market by storm. CGAP’s latest Forum publication, written with FSD Kenya, explores this product in depth and examines what a critical gap it fills for Kenyan households. In this blog […]

Blogs
August 2015

It’s a small world, after all?

Whether it’s Bangladesh, India, South Africa or most recently Kenya and the United States, Financial Diaries studies are revealing that the financial lives of people earning little share a lot in common. By tracking the daily financial transactions of low-income people over time, these research projects are providing a window into the distinctly complex and […]

Blogs
August 2015

Kenya moves beyond M-PESA

Since the launch of M-PESA in 2007 the story of digital finance in Kenya has been synonymous with that of the story of M-PESA. However, data just released from The Helix Institute of Digital Finance shows that this now seems to be changing, which is exciting to watch, and also important understand. In 2013, The […]

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Digital finance


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