Published on March 1, 2016

SME banking in Kenya


FSD Kenya has, since its inception in 2005, sought to catalyse the financial sector to address challenges faced by growing businesses. As FSD Kenya engaged with this market, it became increasingly apparent that there was a poor understanding of what the Kenyan SME finance landscape actually looked like. It was in this context that FSD Kenya’s GrowthCap project embarked on a market study, in late 2014, to map out the Kenyan SME finance landscape.

This study was conducted in Nairobi and set out to provide a snapshot of what the prevailing SME finance market looked like in Kenya focussing primarily on three aspects of how the banks serve SMEs.

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