Publications
Published on November 17, 2015

The M-PESA effect: Are financial transaction costs a barrier to more effective insurance for families in Kenya?

Download  
Summary

This research brief summarizes findings from 3 published papers looking at how M-PESA has affected the lives of Kenyans. It explores how reductions in transaction costs through M-PESA has enabled Kenyans to be more resilient in coping with the consequences of unexpected income shocks.  These findings are based on the  2008-2014 M-PESA household panel survey conducted by Tavneet Suri from MIT and William Jack from Georgetown University. 

You might also like

Review of FSD’s Index based weather insurance initiatives: Full report

What makes a successful mobile money implementation? M-PESA in Kenya and Tanzania 

Using credit to grow savings: Results from a mobile pilot in Kenya

A buck short: What Financial Diaries tell us about building financial services that matter to low-income women

Central Bank of Kenya survey on bank charges and lending rates booklets: 12/1/2008

Mapping financial inclusion: Kenya geospatial data launch