Linda Jamii was launched to provide an affordable health insurance option to Kenyans. It provides comprehensive coverage for inpatient and outpatient services, as well as some dental and optical services. Benefits coverage includes a hospitalization income replacement benefit as well as funeral costs, should a beneficiary pass away. Using M-Pesa and a robust e-health IT system, it delivers innovative administration and services to users. Clients use the mobile-based platform to register and to make incremental payments toward the annual premium (KSh12, 000 per family).