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the bank
Posts
August 2017

The price of being banked

A study on transparency and cost of leading banking services sold in Kenya Kenya has experienced tremendous improvements in access to financial services over the last few years. However, little is known about the trends in affordability of financial services, especially for low-income earners.  FSD Kenya’s two-year study on the affordability of financial services and […]

Agent
Publications -
March 2017

The True Size of Agent Networks in Leading Digital Finance Countries

This paper lays out a framework for measuring access to digital financial services (DFS) provided via cash-in/cash-out agent networks in an ecosystem. We clarify the distinction between an agent till  a provider-issued registered “line”, either a special SIM card or a POS machine, used to perform transactions for clients and an agent outlet – a […]

Kenya-Financial-Diaries-2012-2013-All-trx-image
Datasets
December 2015

Kenya Financial Diaries 2012-2013: Socio-economic and demographic datasets

This data pack contains several files (in .csv and .dta formats) with information collected about households and household members participating in the 2012-2013 Kenya Financial Diaries study. Data captured during interviews are available on housing characteristics, ownership of assets, demographics, educational attainment, well-being, goings-on and consumption from own production.  In addition, several auxiliary datasets with custom indicators on income, […]

KNBOM31    _MG_3632
Publications
June 2008

Financial exclusion in Kenya: An analysis of financial service use

A range of factors influence which financial services people use. These include the factors of cost and distance as well as those such as literacy, income source and gender. In order to develop policies to expand access and use, policy-makers need to have an understanding of these factors – socio-economic, demographic and geographic – and […]