Publications

Results 31 - 40 of 46
Publications
April 2015

How M-Shwari Works: The Story So Far

This report provides an overview of M-Shwari and answers three core questions: What is M-Shwari and how does it work?  Who are M-Shwari customers and how are they using the product?  Why are customers using (or not using) M-Shwari? The report concludes with an exploration of the broader implications of products like M-Shwari, including:  How will “big […]

Retail innovations
August 2015

Tracopay

Tracopay is developing a super smart card that uses NFC technology to facilitate retails transactions and is also set to enable bill payments, money transfer and online payments. The solution is set to redefine ease, speed and efficiency on transactions made using proprietary technology. Security is assured using a bio-metric lock system.

Retail innovations
August 2015

MyRCPT

MyRCPT helps users generate PDF receipts from their Lipa Na Mpesa and Mpesa Paybill text messages.  It also helps them file all their payments, rent and utility bills for accountability. The app is only available for Android but is currently being developed for other platforms. The receipts supplement the SMS receipts that users get from […]

Retail innovations
August 2015

Bridge International Academies

Bridge International Academies is large-scale chain of low-cost, private schools primary and pre-primary schools that leverages research, technology, and data analysis in order to standardize and scale teaching. Administrative operations such as billing, payments, expense management, payroll processing, and admissions are automated through smartphone and tablet applications for managers and teachers. The applications are connected […]

Videos
August 2015

Replicating how the poor manage their money, digitally

This video, from the second Financial Inclusion Roundtable hosted by FSD Kenya and IBM Research Africa features Ignacio Mas who proposes a framework for digitizing financial services that work for the poor and unbanked. You can find the slide deck here. 

Publications
January 2009

Mobile payments in Kenya: Findings from a survey of M-PESA users and agents

This report was undertaken by the Central Bank of Kenya’s National Payments System Division, FSD Kenya and the Consultative Group to Assist the Poor (CGAP) to better understand the emerging development of mobile money in Kenya. The findings are based on a survey of 3,000 households that was carried out from the 26th of August […]

Retail innovations
July 2015

M-KOPA III solar home systems

M-Kopa is a mobile venture aiming at making it simpler and more affordable for Kenyans to acquire productive assets. The key to the M-Kopa solution is financial transactions facilitated via the mobile phone and easy and secure monitoring of the assets being acquired by the clients. An interesting benefit of this model is a flurry […]

Publications
July 2015

Business primitives – Enabling payment lifecylces through software

Two gaps work together to limit the electronification of merchant payments. Customers with depleted electronic accounts are not naturally inclined to pay electronically at local shops, and shops not accustomed to paying their suppliers with electronic money are not so likely to actively promote it with their own customers. While that is the case, mobile […]