Publications

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Publications -
October 2018

Digital credit in Kenya: evidence from demand-side surveys

The pricing, marketing and potential misuse of digital loans coupled with the extensive negative reporting of borrowers who have failed to repay these relatively small loans has raised a growing chorus of concern about their design and the adverse impacts they have on borrowers and the financial system more broadly.

Retail innovations
August 2015

Kiva Zip

Kiva Zip is a pilot program, launched by Kiva.org, to drive innovations in person-to-person lending. It provides 0% interest loans of up to $5,000 for small businesses and entrepreneurs who are financially excluded and under-served. Kiva Zip allows for direct lending at 0% interest to entrepreneurs in Africa and the U.S. by leveraging trust networks & […]