Publications

Results 1 - 10 of 17
Publications -
March 2016

Implications, insights and guidance on use of Open Application Programming Interfaces (APIs) by financial services providers in emerging economies

While Safaricom’s M-PESA platform stole the spotlight for being one of the world’s most transformative financial services, a somewhat hushed storm is infusing in the world of API’s in Kenya since Safaricom’s September-2015 announcement   that they have opened up their APIs to the public.  APIs are the set of procedures, rules, and tools that stipulate how […]

Retail innovations
August 2015

Chamasoft

Chamasoft is a simple to use web and mobile application which helps investment groups and chamas to manage all their group activities and communications. Chamasoft allows groups to automate and monitor their financial records. It performs the following functions: Membership Management. Bank Account Management Financial Management Loan Management Expense Management Project Management Reports One time […]

Retail innovations
August 2015

37Coins

Without borders or barriers, 37Coins is a service that allows users to send and receive bitcoin from anywhere in the world from any mobile device with SMS functionality via a ‘gateway’ in the user’s country of origin. No internet or smartphone is required.

Retail innovations
August 2015

KCB M-Benki

The application enables M-Pesa subscribers to open KCB bank accounts and conduct banking transactions such as deposits, withdrawals, and fund transfers over mobile phones without visiting a bank branch. Subscribers can open a KCB M-Benki by sending a request with their identification number through their M-Pesa account. KCB M-Benki is a way of opening a […]

Retail innovations
August 2015

MyRCPT

MyRCPT helps users generate PDF receipts from their Lipa Na Mpesa and Mpesa Paybill text messages.  It also helps them file all their payments, rent and utility bills for accountability. The app is only available for Android but is currently being developed for other platforms. The receipts supplement the SMS receipts that users get from […]

Retail innovations
August 2015

Mkopo Rahisi

Mkopo Rahisi (Easy Loan in Swahili) is an android-based direct-lending platform. Once customers download the product,  InVenture gathers over 10,000 diverse data points that allow them to generate a credit score that is used to instantly provide users with access to credit. Approved borrowers receive and repay their loan via M-PESA. The current product can work in […]