Mkopo Rahisi (Easy Loan in Swahili) is an android-based direct-lending platform. Once customers download the product, InVenture gathers over 10,000 diverse data points that allow them to generate a credit score that is used to instantly provide users with access to credit. Approved borrowers receive and repay their loan via M-PESA. The current product can work in […]
PesaCalc is a free Android app that helps mobile money users in Kenya save money when using mobile money services. PesaCalc helps Kenya’s mobile money users prepare exactly the right amount to send with the options of sending to registered and unregistered users, as well as including the withdrawal fee. The app helps users to […]
WaterCredit uses funds from donors to leverage commercial capital to fund MFI loan portfolios targeted at clients’ water and sanitation home connection needs. These MFIs disburse loans to a community’s self-help group, which then distributes the loan to individual borrowers. Currently Water.org supports a country-wide WaterCredit initiative with four microfinance institutions in both rural and […]
Sustainable Water and Sanitation in Africa (SUWASA) is a regional initiative of the US Agency for International Development (USAID), implemented by Tetra Tech, with a mission of fostering the transformation of water and sanitation delivery services in Africa to achieve long-term financial sustainability through the application of market-based principles. SUWASA is designed to spread effective […]
Kickstart’s mobile layaway service “Tone kwa Tone Pata Pump” (Kiswahili for “Drop by Drop gets the Pump”) allows small-scale farmers to make incremental payments via M-PESA for an irrigation pump that is held on lawaway until payments are complete. Farmers register for the service via paper forms, and are subsequently notified via SMS that they’ve […]
Susteq provides reliable water access through micro-payments to people without fixed connection in their homes and supports water organizations with installation of pre paid meters in rural and urban communities. Because people in these communities pay a small amount for water access, their water-points can be maintained in a sustainable way.
Grundfos Lifelink supplies, installs and services pay-as-you-go water solutions. Its applications include a standalone water kiosk, a communal water point with separate water supply, and mini-grid water points with separate water supplies. Grundfos Lifelink utilizes automatic water dispensers that come with an integrated revenue management system that tracks consumption, credit transactions, technical performance, and needed […]
Launched in 2010, Lipa Karo is a Safaricom service that enables school fees payment via M-Pesa. Upon signing up, a school is issued with a unique aggregated Paybill/business number to which school fees are remitted. Funds received via the school’s M-pesa paybill number are consolidated in the school’s Paybill account and can be withdrawn and transferred to the […]