Launched in 2010, Lipa Karo is a Safaricom service that enables school fees payment via M-Pesa. Upon signing up, a school is issued with a unique aggregated Paybill/business number to which school fees are remitted. Funds received via the school’s M-pesa paybill number are consolidated in the school’s Paybill account and can be withdrawn and transferred to the […]
Eneza is a virtual tutor and teacher’s assistant on a low-cost mobile phone. available by dialing *291# from a Safaricom line or registering online. Eneza, formerly mPrep, provides educational content via SMS/USSD and web to 170,000 upper primary school students in Kenya. Content includes quizzes and mini-lessons for the students, as well as data and […]
Bridge International Academies is large-scale chain of low-cost, private schools primary and pre-primary schools that leverages research, technology, and data analysis in order to standardize and scale teaching. Administrative operations such as billing, payments, expense management, payroll processing, and admissions are automated through smartphone and tablet applications for managers and teachers. The applications are connected […]
SOKONECT is a mobile application designed for use in the horticultural sector to promote production; marketing and consumption of fresh produce especially vegetables. The application acts as a link between exporting companies, small-holder farmers and consumers of fresh produce.
Juhudi Kilimo, a provider of smallholder agricultural asset financing, now offers a mobile phone-enabled livestock insurance product. Through this service, borrowers can obtain dairy insurance when purchasing a cow. Borrowers pay a premium of 3.5% of the cost of the cow, and commit to following a Best Practice Care Calendar that includes vaccination, tick control, […]
APA Insurance in Kenya has developed an index-based product for livestock in cooperation with the International Livestock Research Institute, World Vision, and Leapfrog. The product uses a mobile platform to enroll customers and communicate policy details. In addition, farmers can make insurance payments and receive payouts via M-PESA. The service uses satellite imagery and proprietary […]
The Kilimo Booster offered by Musoni is an agricultural loan for smallholder farmers. It utilizes M-Pesa for all loan disbursements and repayments. Loan values range from KES 5,000-350,000 (approx. USD 60-4,000), and loan terms are up to 12 months with up to a 6 month grace period. Monthly interest rates range from 1.5%-1.83%, a 3% […]
Agrilife is a cloud-based technology platform designed to use mobile phone and web platforms to enable groups of smallholder farmers to access financial services, markets andother services that are relevant to them. Agrilife enables players in the agricultural sector – including banks, micro-finance institutions, insurance companies, cooperatives, investors, and agricultural input providers – to have access […]