Publications

Results 1 - 10 of 13
Publications -
October 2014

An ethnographic study of local institutionalisation of savings groups in Malanga, Coast region

This brief presents findings from ethnographic research in a rural area of Malindi District in Kenya’s Coast region. The study explored the local institutionalisation of savings groups implemented by Catholic Relief Services as part of their Savings and Internal Lending Communities (SILC) programme. The study was commissioned by the Financial Sector Deepening Trust Kenya and […]

Retail innovations
August 2015

Chamasoft

Chamasoft is a simple to use web and mobile application which helps investment groups and chamas to manage all their group activities and communications. Chamasoft allows groups to automate and monitor their financial records. It performs the following functions: Membership Management. Bank Account Management Financial Management Loan Management Expense Management Project Management Reports One time […]

Retail innovations
August 2015

ChamaPesa

ChamaPesa gives savings clubs (chamas) the tools to issue and manage financial instruments which their members can access from their phones, with good governance at low cost. ChamaPesa enable financial inclusion for people at the base of the pyramid. It enables these Chamas to better manage their savings with good governance and transparency for the […]

Publications -
May 2013

Saving for change: Financial inclusion and resilience for the world’s poorest people

Three-quarters of the world’s poorest people do not have a formal bank account. With few viable means to save, these individuals and their families are vulnerable to life-threatening hardships. Community-based savings groups are designed to provide a mechanism for resilience. Jointly, Oxfam America and Freedom from Hunger commissioned the largest study to date to evaluate […]

Publications -
October 2012

Savings groups project briefing note

FSD Kenya has been supporting savings groups since 2008 through the Community Savings & Loans (COSALO) project in partnership with CARE. The Savings Groups initiatives undertaken between 2008 -2011 were quite successful. The initiatives had reached over 5,660 groups comprising of over 150,000 members as of December 2011. The two main lessons drawn from this project […]

Publications -
March 2012

Results of a study of post-project replication of groups in COSALO – summary

In September 2011, FSD Kenya conducted a short study of savings groups created under the Community Savings and Loans (COSALO I) project, funded by FSD and implemented by CARE International in Kenya. 54 groups were representatively selected from about 2,500 groups created in Nyamira and Rachuonyo regions by franchisees and faith-based organizations. The purpose of […]