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Retail innovations
August 2015

M-PESA

M-Pesa is the world’s most successful mobile money service. It enables users to send and receive money, top-up airtime and make bill payments through their mobile phones. Customers register for the service at an authorized agent. To get electronic money onto their phones, the user visits a cash-in/cash-out agent and deposits physical cash in exchange for electronic […]

Retail innovations
August 2015

Eneza

Eneza is a virtual tutor and teacher’s assistant on a low-cost mobile phone. available by dialing *291# from a Safaricom line or registering online. Eneza, formerly mPrep, provides educational content via SMS/USSD and web to 170,000 upper primary school students in Kenya. Content includes quizzes and mini-lessons for the students, as well as data and […]

Retail innovations
July 2015

M-KOPA III solar home systems

M-Kopa is a mobile venture aiming at making it simpler and more affordable for Kenyans to acquire productive assets. The key to the M-Kopa solution is financial transactions facilitated via the mobile phone and easy and secure monitoring of the assets being acquired by the clients. An interesting benefit of this model is a flurry […]