Results 1 - 10 of 18
Gitau-nairobi at night
November 2015

Kenya’s Financial Transformation in the 21st Century

The aim of this book is to stimulate debate on how we analyse and think about the future of market development and its implications for poverty and growth. The book was commissioned by Financial Sector Deepening (FSD) Kenya as an invitation to scholars to dig more deeply into the data that have been collected over […]

November 2008

Developing decentralised financial services: Project review

The Decentralised Financial Services (DFS) project began in 2003 as an action research project to improve outreach of financial services in remote and rural areas. The first phase focused on developing and testing the tools to strengthen the management and governance of community-based financial organisations. The second phase which started in 2005, sought to demonstrate […]

Retail innovations
August 2015


Chamasoft is a simple to use web and mobile application which helps investment groups and chamas to manage all their group activities and communications. Chamasoft allows groups to automate and monitor their financial records. It performs the following functions: Membership Management. Bank Account Management Financial Management Loan Management Expense Management Project Management Reports One time […]

Retail innovations
August 2015


ChamaPesa gives savings clubs (chamas) the tools to issue and manage financial instruments which their members can access from their phones, with good governance at low cost. ChamaPesa enable financial inclusion for people at the base of the pyramid. It enables these Chamas to better manage their savings with good governance and transparency for the […]

November 2008

Measuring access to financial services in Kenya: Pretesting of concepts

The primary objective of this report was to pre-test some concepts for the FinAccess 2009 survey. The concepts include: (1) Financial literacy – familiarity with product terminology such as collateral, interest rates, bad debt, mortgage, credit bureau, insurance, life insurance, investment and shares; ƒ (2) Usage of informal groups – reasons why they are formed, why they […]

KELDK02  _MG_6985
July 2015

FinAccess Household Survey 2013

The Kenya FinAccess demand survey measures access to and demand for financial services among adults in a nationally representative survey. The sample for the 2013 survey was based on the National Sample Survey and Evaluation (NASSEP V) developed in 2012. Estimates from the 2006 survey are statistically reliable for adults above the age of 16, […]