Blogs

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Blogs
July 2020

Imagining Post-COVID recovery

How Financial Diaries families imagine reconstructing their income streams When we spoke with Benson in April, he was feeling optimistic about getting through the COVID-19 crisis unscathed.  He worked in a factory that manufactured paper products, and toilet tissue was in high demand.  He was sure he would keep his job.  In June, like many […]

Blogs
July 2020

Can platforms and technology accelerate the African Green Revolution?

A platform take on fixing agricultural challenges The agricultural sector in Africa is yet to take off despite being the dominant employer and the key contributor to the gross domestic product (GDP) for most countries on the continent. According to the African Development Bank (AfDB), the continent’s annual net food import bill is in excess […]

Blogs
June 2020

Becoming Business People: What we can learn about development initiatives from Northern Kenya

Laisamis is a settlement in Marsabit County in the Northern part of Kenya towards the Ethiopian border. With a population of approximately 2,700 people, it is the fifth largest urban centre in Marsabit County. Its small centre is comprised of two rows of cement and corrugated iron shops that sit along either side of the […]

Blogs
June 2020

Corona Case Studies: ‘Waiting for nothing’

Agnes [1] (45), Makueni Agnes, 45, lives in rural Makueni with her children and elderly parents.  She had once been married, but her husband proved an unreliable partner.  While women are not always welcome to come back home to live with their own parents, Agnes was.  Her parents were getting older, and there was no […]

Blogs
June 2020

Corona Case Studies: ‘Running out of options’

Jennifer [1], Nairobi After three months of Covid-19 restrictions, Jennifer’s economic options have run out.  She is five months pregnant, and the baby’s father has blocked her calls.  She hasn’t been able to pay rent in three months and worries that she and her children are on the verge of eviction.  In the initial Financial […]

Blogs
June 2020

Back to an empty market

Desperate for income, many Diaries respondents have gone back to work, but find it nearly impossible to earn a living. “I can’t help anyone anymore,” laments Peter. “I am now the one in need of help.  I have never experienced anything like this in my adult life, where I don’t even have money to buy […]

Blogs
June 2020

Hustlers: Entrepreneurs whose success we can bank on!

A little over a month ago, we confirmed an exciting hypothesis  that it is actually possible to predict the propensity of success for Kenyan “hustlers” based on data mining and qualitative research. The research was the first of two phases in a partnership between FSD Kenya, Shujaaz Inc. and BFA Global to determine whether hustlers […]

Blogs
May 2020

Economic prospects for Kenya in the context of the COVID-19 crisis

The infection rate of COVID-19 is as yet low in Kenya, but the economic consequences are already biting. Relief efforts are ongoing, but FSD Kenya is starting to look ahead to the recovery. For Kenya to have a robust and inclusive recovery, the recovery needs to include, or even be led by livelihoods of individuals […]

Blogs
May 2020

How COVID-19 has affected digital payments to merchants in Kenya

This is clearly an unprecedented time. Over the past few months, the world has been battling the COVID-19 pandemic which has seen health systems burdened and unable to cope with the rising numbers of infected people. Measures put in place by the Government of Kenya in mid-March 2020 to contain the spread of the pandemic […]

Blogs
May 2020

Case study: The future of government-to-person (G2P) Payments: Innovating for customer choice in Kenya

Summary In 2018, Kenya’s Ministry of Labour and Social Protection launched the newest phase of its social safety net programme Inua Jamii with an audacious goal: provide all beneficiaries with a full bank account and offer them a choice among four financial services providers. The Inua Jamii programme (Swahili for “uplift the family”) now reaches […]