Blogs

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Blogs
November 2019

Digital credit: not every winner must create a loser

The first article in a blog series examining the Kenyan credit market by FSD Kenya drew an analogy between the recent forest fires in the Amazon Jungle and the explosion of digital credit in Kenya. Just like putting out the forest fires is not equivalent to solving the problem of climate change, there are wider […]

Blogs
November 2019

Kenya’s economic structure: What’s the optimal role of finance?

On November 19th, FSD Kenya’s Annual Lecture will be held under the theme ‘Financing Kenya: 2020 hindsight for Vision 2030’. The idea of ‘financing Kenya’ is interesting because if one were to have a discussion on the state of the economy in Kenya, inevitably money (or the lack of it) will come up. Whether it […]

Blogs
October 2019

Is financial inclusion adding value for women; or is it the other way around?

This week is financial inclusion week, a good moment to take stock of the multibillion dollar ‘fortune at the bottom of the pyramid’ that has been so successfully reaped by the financial inclusion industry. It is also the Making Finance Work for Women Summit in Singapore hosted by Women’s World Banking, a good moment to […]

Blogs
October 2019

Bridging the gender divide: implications for Kenya’s 21st century pathway to inclusive growth

Natasha is a young woman who has a cake baking business on the outskirts of Nairobi. She has a bank account for her business which she uses intensively. Natasha’s business was doing well and she needed a loan to expand. She approached her bank manager, only to be advised that she should not consider getting […]

Blogs
October 2019

Kenya’s youth and the long road to skill-based work

Combining education, apprenticeship, and start-up capital to surmount barriers and transform trajectories  When Vincent completed high school, he dreamed of going to college and becoming a teacher or an accountant, to work in a job that engaged his mind and his love of math. However, he lacked the means to pay for further education and […]

Blogs
September 2019

Did you see my Tweet? Kenyans’ cries for financial consumer protection ring out on social media

The use of an alert system that flagged Twitter conversations on consumer protection topics, when they rose above certain thresholds, shows promise as a new consumer protection market monitoring tool that we could use in Kenya to address the substantial gaps in consumer protection monitoring and enforcement.

Blogs
August 2019

Please, no snails in my beer: Should a duty of care be introduced for financial service providers?

Manufacturers of cars or microwave machines are duty bound to ensure that their products are safe for use. Why can’t financial regulation introduce a similar obligation to ensure financial products and services are not negligently developed and sold, causing harm to consumers?