Paul Gubbins

FSD Kenya
About Paul Gubbins

Paul works to advance financial inclusion by leading FSD Kenya's research on consumer insights and digital finance. Since joining FSD Kenya, Paul has focused on honing and sharing insights from the Kenya Financial Diaries Study on how low-income households use financial services to make-ends meet with the overall goal of inspiring solutions that strengthen the link between finance and poverty reduction. Paul also works to develop research partnerships with financial service providers and start-ups to help improve the uptake an usage of financial products and services on the market.

Before joining FSD Kenya, Paul worked with the World Bank conducting research on poverty, inequality and employment and provided analytical support for the expansion and targeting strategies of Kenya's social protection programs. Paul also worked with the Institute for Health Metrics and Evaluation (IHME) studying the flow of international resources supporting health globally. Paul holds a Master's in Public Administration from Columbia's School of International and Public Affairs.

ARTICLES BY Paul Gubbins

The prevalence and drivers of financial resilience among adults: Evidence from the Global Findex

Weathering the COVID-19 storm: How will Kenyans cope?

Cost of Banking 2019

Exploring the links between finance, technology and growth in Kenya

Focus Note: Digital Credit in Kenya

How is digital credit changing the lives of Kenyans?

Digital credit in Kenya: evidence from demand-side surveys

Chart of the week: Where are commercial banks located in the market for savings?


Design that can be understood by almost everyone: the case of IKEA and seed insurance