Publications

Results 21 - 30 of 36
Retail innovations
August 2015

Credit Information Sharing (CIS) System

CIS is a mechanism through which various lenders electronically pool and pull borrower information using centralised (credit reference bureau) databases, with the aim of addressing information asymmetry between borrowers and lenders. Left unchecked, information asymmetry often results in adverse selection, unsuitable loan products/terms, and exclusion of certain categories of borrowers from the credit market. Agriculture […]

Publications -
August 2009

Agricultural value chain financing in Kenya: Assessment of potential opportunities for growth

The systematic and prudent financing of smallholder agriculture has been and continues to be a difficult goal in Kenya in spite of remarkable progress in the microfinance over the past twenty years. Agriculture, with its non-uniform cash flows, rural bias, poorly capitalised and widely dispersed producers, seasonal cash flows, price and market risks differs substantially […]

Publications -
November 2011

Tackling the growth challenge: Working with MFIs in Kenya and Tanzania

Small to mid-sized microfinance institutions (MFIs) in Kenya and Tanzania face multiple challenges to growth. These include the lack of clear and actionable strategic plans, the need for strategic leadership development, and a range of operational issues. In an effort to help MFIs overcome these barriers, Unitus and FSD partnered in 2009 to create the […]