Whether it's government records, bank account data, or web browser activity, providing consumers with the ability to access and share their digital identity and records could increase competition and innovation by letting financial service providers better target and price products to consumers.
Managing your money broadly means deciding how much to set aside for the future and how much to keep handy for short term uses. Of course, the actual dynamics are more complex (for example, how people save is laden with social meaning, influenced by psychology and subject to cognitive biases). Some have more money to […]
FinAccess is a series of household surveys that measure the access, usage, quality and impact of financial services in Kenya. The four surveys so far – 2006, 2009, 2013 and 2016 – can help policymakers identify barriers to financial inclusion in Kenya. Private sector actors will also find the information useful for identifying new market […]
This interactive data visualization tool enables comparisons of financial service usage indicators over time for various sub-groups of Kenya’s population. The tool can also be accessed here: https://fsdkenya.shinyapps.io/fintrends/
Which financial services are perceived to be the most important to Kenyans, and why? This interactive heat map draws from the 2016 FinAccess household survey and displays the percentage of people using a range of financial services, the percentage of users who cited that financial service as their most important and the distribution of reasons […]
Who are the users of different financial products & services? This visualization tool displays the distribution of users of financial services (using the 2016 FinAccess household survey) across two demographic dimensions.
This chart of the week explores the average loan size adult Kenyans in the poorest 40% and the richest 20% are able to access from a variety of formal and informal providers. The data is from the 2016 FinAccess Household survey.
This chart examines the usage and sources of credit in Kenya from the 2016 FinAccess household survey. The plot on the left displays the percentage of adults by wealth group who reported to be currently using a loan from a range of formal and informal providers. An adult could have reported using a loan from more than one source […]