Publications

Results 11 - 20 of 23
Publications
March 2015

Quality of delivery study: Outreach, member satisfaction, safety and delivery channels in Savings Groups projects

Financial Sector Deepening Kenya (FSD Kenya) has worked since 2008 with CARE and, since August 2012, with CRS, to develop, test and perfect different models or channels for forming, training and supporting Savings Groups (SGs). In 2013, FSD Kenya commissioned the Quality of Delivery Study (QDS) which had four objectives: ƒ (1) Measure the outreach […]

Publications
April 2014

What do low-income people know about money? Indigenous financial concepts and practices and their implications for financial inclusion

In what ways do norms and expectations about the actual processes of saving and borrowing create a disjuncture between the formal sector and indigenous experiences? Bridging this divide between every day and formal financial concepts and practices is part of the key to being able to develop more appropriate products and services that will support […]

Publications -
September 2013

No more tears: Mobile app making life easier for savings groups

FSD Kenya with a software development firm Software Group are in the process of developing a mobile app – provisionally called e-Recording – that hopefully will enable groups to leave the trail of tears for good. The app, which runs on Android phones, initially leads a group through a set-up process, during which the group […]

Publications -
May 2013

Saving for change: Financial inclusion and resilience for the world’s poorest people

Three-quarters of the world’s poorest people do not have a formal bank account. With few viable means to save, these individuals and their families are vulnerable to life-threatening hardships. Community-based savings groups are designed to provide a mechanism for resilience. Jointly, Oxfam America and Freedom from Hunger commissioned the largest study to date to evaluate […]

Publications -
May 2013

Building the financial capability of savings group members in Kenya

In February, 2012 FSD Kenya engaged Microfinance Opportunities (MFO) to propose the broad outlines of a financial education curriculum for Savings Groups (SGs) as well as options for its delivery. MFO visited CRS and CARE programme sites in Malindi and Kisumu conducting focus group discussions with SGs, field staff, and agency management. The purpose of […]

Publications -
October 2012

Savings groups project briefing note

FSD Kenya has been supporting savings groups since 2008 through the Community Savings & Loans (COSALO) project in partnership with CARE. The Savings Groups initiatives undertaken between 2008 -2011 were quite successful. The initiatives had reached over 5,660 groups comprising of over 150,000 members as of December 2011. The two main lessons drawn from this project […]

Publications -
March 2012

Results of a study of post-project replication of groups in COSALO – summary

In September 2011, FSD Kenya conducted a short study of savings groups created under the Community Savings and Loans (COSALO I) project, funded by FSD and implemented by CARE International in Kenya. 54 groups were representatively selected from about 2,500 groups created in Nyamira and Rachuonyo regions by franchisees and faith-based organizations. The purpose of […]

Publications
October 2011

Results of study of post-project replication of groups in COSALO I

In September 2011, FSD Kenya conducted a short study of savings groups created under the Community Savings and Loans (COSALO I) project, funded by FSD and implemented by CARE International in Kenya. 54 groups were representatively selected from about 2,500 groups created in Nyamira and Rachuonyo regions by franchisees and faith-based organizations. The purpose of […]