This technical note introduces the topic of credit scoring, discusses the different contexts in which such systems are used, the benefits of using these systems, and the challenges faced in developing and implementing them.
This tool provides a list of questions designed to be used in undertaking an initial benchmarking review of a bank’s current SME banking performance, its strategic orientation and commitment to developing a stronger SME banking offer.
This guide has been developed to assist financial institutions that intend to define/review their offer for their SME banking segment. It explores a five step process that the institution may employ in order to arrive at a winning value proposition
According to FSD Kenya and World Bank research, credit to small and medium enterprises (SMEs) by the banking industry only constituted 23.4% of total lending in 2013, up from 19.5% in 2009. Interest rates ranged from 15% to 20%. The Growth Enterprise Market Segments (GEMS) was launched in January 2013 by the Nairobi Securities Exchange […]
This report reviews the Small and Medium Enterprise (SME) Trade Finance market in Kenya. Several concrete recommendations on how to strengthen the provision of Trade Finance for SMEs are likewise provided in this report. The present project is justified by the Private Sector Development Strategy (PSDS) and the PSDS Implementation Plan (PIP). These initiatives target […]
The Kenya Institute of Supplies Management (KISM) commissioned the 2008 Operations of Procurement in Kenya study in order to research and document the policies, practices and procedures followed by supply chain practitioners in the public, private, NonGovernmental Organisation (NGO) and donor sectors regarding procurement. In particular, this study focused on identifying and documenting key processes […]
InvesteQ Capital Ltd (“InvesteQ”) conducted a study on the capacity needs of risk fund managers in Kenya. The aim of the study was to: Identify capacity issues that if overcome would enable the funds to effectively serve the MSME market in Kenya. Identify potential interventions to overcome these capacity constraints. In total, 20 firms serving […]
FSD Kenya has worked and continues to work with a number of Kenyan financial institutions and other stakeholders towards improving the delivery of finance for enterprise. Using an action research based approach of working with its partners FSD Kenya aims to help financial institutions review how they currently work with their enterprise clients and how […]