Since the first FinAccess survey in 2006 FSD Kenya has been committed to understanding the evolving financial landscape. What are the levels and trends of access to financial services in Kenya? What is driving change and innovation? Who uses bank accounts, mobile phone based savings and loans, informal savings groups or any other of the range of financial products available? What are the barriers to uptake and how great is the challenge in delivering financial services to the poorest? We provide reliable data to measure progress made by government, the financial services industry and development partners in delivering financial services that reach lower income households and smaller scale enterprises.