Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

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Publications - Brief
July 2014

Financial diaries respondent profiles issue 3: By her bootstraps: From house-help at 9 to homeowner at 29

This short note profiles how Carol – one of the participants in the 2012-13 Kenya Financial Diaries project – manages to leverage her average monthly income of Ksh 4000 into a permanent home for her family.

Publications
April 2015

How M-Shwari Works: The Story So Far

This report provides an overview of M-Shwari and answers three core questions: What is M-Shwari and how does it work?  Who are M-Shwari customers and how are they using the product?  Why are customers using (or not using) M-Shwari? The report concludes with an exploration of the broader implications of products like M-Shwari, including:  How will “big […]

Publications
June 2008

Central Bank of Kenya survey on bank charges and lending rates booklets: 6/1/2008

The main objectives of the Survey on Bank Charges and Lending rates are: (1) To provide current and potential bank customers with regular, consistent and easily understood information on various bank charges and lending rates so that they can make informed banking choices. (2) To encourage customers to utilize this information. (3) To encourage competition […]

Publications
December 2008

Central Bank of Kenya survey on bank charges and lending rates booklets: 12/1/2008

The main objectives of the Survey on Bank Charges and Lending rates are: (1) To provide current and potential bank customers with regular, consistent and easily understood information on various bank charges and lending rates so that they can make informed banking choices. (2) To encourage customers to utilize this information. (3) To encourage competition […]

Publications
April 2007

Kenya’s payment market: Identifying an enabling environment for Government to Person transfers through the banking sector

This report describes the supply of financial services from the retail banking market in Kenya and identifies opportunities for using current and alternative payments infrastructure to support social protection payment (SPP) transfers.

Publications
July 2009

SME Trade Finance: Review of facilities available in Kenya

This report reviews the Small and Medium Enterprise (SME) Trade Finance market in Kenya. Several concrete recommendations on how to strengthen the provision of Trade Finance for SMEs are likewise provided in this report. The present project is justified by the Private Sector Development Strategy (PSDS) and the PSDS Implementation Plan (PIP). These initiatives target […]

Publications
July 2008

Procurement and supply in Kenya: The market for small and medium enterprises

The Kenya Institute of Supplies Management (KISM) commissioned the 2008 Operations of Procurement in Kenya study in order to research and document the policies, practices and procedures followed by supply chain practitioners in the public, private, NonGovernmental Organisation (NGO) and donor sectors regarding procurement. In particular, this study focused on identifying and documenting key processes […]

Publications
August 2008

Capacity constraints facing risk fund managers

InvesteQ Capital Ltd (“InvesteQ”) conducted a study on the capacity needs of risk fund managers in Kenya. The aim of the study was to: Identify capacity issues that if overcome would enable the funds to effectively serve the MSME market in Kenya. Identify potential interventions to overcome these capacity constraints. In total, 20 firms serving […]