Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

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Publications
April 2008

MicroSave project completion report 

The main aims of this independent review were to assess the performance of MicroSave’s third phase and the overall experience of MicroSave over its full nine-year history, identifying key achievements and lessons learned. MicroSave is a four-year project funded by DFID, CGAP, the Austrian Development Agency and NORAD. MicroSave started in 1998 and its third […]

Publications
November 2008

Developing decentralised financial services: Project review

The Decentralised Financial Services (DFS) project began in 2003 as an action research project to improve outreach of financial services in remote and rural areas. The first phase focused on developing and testing the tools to strengthen the management and governance of community-based financial organisations. The second phase which started in 2005, sought to demonstrate […]

Publications
August 2008

Financial education in Kenya: Scoping exercise report

This report is the outcome of a scoping excercise which identifies and explores the interest in and engagement with financial education in Kenya among banks, MFIs, NGOs and SACCOs. The objective of these discussions was to highlight key objectives and themes of a possible future financial education programme in Kenya. This report provides a definition […]

Publications
June 2008

Financial exclusion in Kenya: An analysis of financial service use

A range of factors influence which financial services people use. These include the factors of cost and distance as well as those such as literacy, income source and gender. In order to develop policies to expand access and use, policy-makers need to have an understanding of these factors – socio-economic, demographic and geographic – and […]

Publications
November 2008

Measuring access to financial services in Kenya: Pretesting of concepts

The primary objective of this report was to pre-test some concepts for the FinAccess 2009 survey. The concepts include: (1) Financial literacy – familiarity with product terminology such as collateral, interest rates, bad debt, mortgage, credit bureau, insurance, life insurance, investment and shares; ƒ (2) Usage of informal groups – reasons why they are formed, why they […]