Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

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Publications
December 2008

Understanding the banking sector: Strengthening information and analysis in Kenya

The objective of this report is to review existing sources of detailed data and analysis about the banking sector in Kenya, assess the demand for and uses of these and make pragmatic recommendations about how any unmet demand could be met. The overall conclusion of this report is that generally the base data in Kenya […]

Publications - Report
August 2009

Agricultural value chain financing in Kenya: Assessment of potential opportunities for growth

The systematic and prudent financing of smallholder agriculture has been and continues to be a difficult goal in Kenya in spite of remarkable progress in the microfinance over the past twenty years. Agriculture, with its non-uniform cash flows, rural bias, poorly capitalised and widely dispersed producers, seasonal cash flows, price and market risks differs substantially […]

Publications - Brief
January 2010

G2P payments project: Helping social protection to reach remote rural areas

Small regular social grants or payments to the very poor or vulnerable are increasingly recognised as a key tool in the fight against extreme poverty. New social protection payment schemes face major challenges in delivering payments safely and cost effectively to beneficiaries. During 2008 FSD took on responsibility for the management of payments under Kenya’s […]

Publications
April 2014

Financial graduation feasibility study

This study was commissioned by the Financial Sector Deepening (FSD) Trust in Kenya to examine opportunities to support a financial graduation model, targeting the extremely poor and food insecure who receive cash transfers under the Hunger Safety Net Programme (HSNP). Specifically, the study team proposed to: ƒ (1) Analyse the opportunities and challenges of delivering […]

Publications
October 2008

The potential for credit scoring for SME lending in Kenya

Fewer than 20 percent of small to medium sized enterprises (SMEs) in Kenya have ever received credit from formal financial institutions. Access is limited due to challenges in assessing SME risk in a costeffective manner. Lenders in Kenya address this risk-assessment problem either by not lending to SMEs at all or by requiring collateral and […]

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Publications SME Finance


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Publications
January 2009

Mobile payments in Kenya: Findings from a survey of M-PESA users and agents

This report was undertaken by the Central Bank of Kenya’s National Payments System Division, FSD Kenya and the Consultative Group to Assist the Poor (CGAP) to better understand the emerging development of mobile money in Kenya. The findings are based on a survey of 3,000 households that was carried out from the 26th of August […]

Publications
October 2007

Financial Access in Kenya: Results of the 2006 national survey

The objectives of FinAccess 2006 were to: (1) provide information to policy makers about the main barriers to access, geographic or socio-economic for instance, providing an impetus for necessary reforms, (2) provide information to the private sector about market opportunities, and in particular insight into the types of products that would suit newly identified, unserved market segments, […]