Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

Results 141 - 150 of 247
Sort by:
Publications - Report
July 2015

Getting an education in rural Kenya: Findings based on the Kenya Financial Diaries

This report seeks to depict the Kenyan education environment from the point of view of the household, with specific emphasis on rural smallholder farming households. It seeks to determine how much Kenyan families actually spend on education, whether in private or public school systems, what percentage of income is spent on education as a proportion […]

Publications
July 2015

Business primitives – Enabling payment lifecylces through software

Two gaps work together to limit the electronification of merchant payments. Customers with depleted electronic accounts are not naturally inclined to pay electronically at local shops, and shops not accustomed to paying their suppliers with electronic money are not so likely to actively promote it with their own customers. While that is the case, mobile […]

Publications - Technical Note
July 2015

Market research for SME finance

This technical note discusses approaches and methods for market research on SME clients as well as how to plan and implement successful market research. Implementing SME market research can assist financial institutions to better understand the diverse group of SME clients and may help them serve the various types of clients better and develop appropriate […]

Publications - Technical Note
July 2015

Pricing and costing SME products and services

This note looks at the factors that determine the pricing and costing of financial products and services for SMEs and the particular issues and challenges faced in doing so for this client group, including the fact that SME relationship profitability often derives from the delivery of a bundle of products and services which are difficult […]

Publications - Technical Note
July 2015

Effective data mining and analysis for SME banking

This note looks at data mining on both individual SME accounts and on the SME portfolio as a whole, and suggests how and why extraction and review of data should be undertaken. At a time when banks are starting to offer SME banking services that are distinct from products offered to corporate and retail customers, […]

Publications - Technical Note
July 2015

SME product development

This note looks at product development for smaller growing businesses. Banks and other financial institutions are starting to understand that SMEs constitute a market segment of their own, and require financial products that address their particular needs. These needs are distinct from corporate products, because transaction sizes and numbers are smaller, but also from retail products because […]

Publications
April 2015

Capacities to aspire and capacities to save: A gendered analysis of motivations for liquidity management

This paper identifies the ways in which current financial service offerings are used and deployed by women and men towards achieving their goals for wellbeing. In the context of an on-going, gendered gap in access to formal financial services the research set out to investigate how and in what ways this relates to the aspirations […]