FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters.
This report examines the experiences of two micro-finance organisations in Kenya, Faulu Kenya Ltd (Faulu) and Kenya Women Finance Trust (KWFT), which both decided to transform into deposit taking microfinance institutions (DTMs).
This briefing note describes the emergence of SME banking as a separate line of business, and informs on the distinctive characteristics of SME banking compared to corporate and retail banking. It also describes SME banking best practices in banks around the world, and in Kenya in particular.
Clearly, a symbiotic relationship exists between banks and SMEs. Banks need a strong and, hopefully, expanding pipeline of maturing SMEs to support growth in commercial lending and other financial services. At the same time, SMEs need access to financial services to underpin their entrepreneurial endeavours and fuel their growth ambitions. The nature of the relationship […]
How do poor Kenyans manage their money? This executive summary synthesizes the key findings of the 2012-13 Kenya Financial Diaires project that looked very closely at the ways in which low-income Kenyans earned, spent, saved, borrowed and invested over the course of a year. The data from the project paint a rich picture of the […]