Publications

FSD Kenya publications cover a wide range of topics relevant to financial inclusion, encompassing in-depth reports, research and project briefs, technical notes , ‘how to’ guides, presentations and our annual reports and newsletters. 

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Publications - Brief
August 2014

Financial diaries respondent profiles: Extreme savings and thrift

This short note profiles the savings behavior of “Kevin” – one of the participants of the 2012-13 Kenya Financial Diaries project – and addresses the bigger question of whether and in which cases restricted savings accounts are desirable for people living on little.

Publications
April 2014

What do low-income people know about money? Indigenous financial concepts and practices and their implications for financial inclusion

In what ways do norms and expectations about the actual processes of saving and borrowing create a disjuncture between the formal sector and indigenous experiences? Bridging this divide between every day and formal financial concepts and practices is part of the key to being able to develop more appropriate products and services that will support […]

Publications
March 2014

Informal financial practices and social networks: Transaction genealogies

Mobile money transfers (MMT) have enabled informal financial sector transactions to grow and operate more efficiently, offering increased competition to the formal financial sector. Recent research has found that MMT is facilitating informal interpersonal transfers that are far more varied and complex than suggested by the ‘send money home’ domestic remittance entry-point rationale of M-Pesa […]