Blogs

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Blogs
March 2016

A look at Kenya’s struggle to purchase healthcare

Every month about 20 percent of Kenya’s population or 9 million people, experience an illness. About 7.8 million of these individuals will seek care at one of over 10,000 facilities in Kenya. And around 120,000 Kenyans will be hospitalized (2013 Kenya Household Health Expenditure and Utilisation Survey – KHHEUS). For both patients and providers, there is […]

Blogs
March 2016

A call for customer communication to catch up with technology

In September and October of 2015, our team went back to check in on the 298 households that had participated in the Kenya Financial Diaries, which ended two years previous. We were eager to learn how many of our respondents—few of which had been able to borrow formally in the past—were now making use of […]

Blogs
March 2016

3 Ways To Participate in the 2016 Global Money Week

This week running from 14th to 20th March is Global Money Week (GMW), whose goal is to “promote the importance of financial literacy and the inclusion and empowerment of youth, in an effort to reshape finance and tackle the poverty trap that results from inadequate resources, knowledge, and education”. The theme of this year’s GMW […]

Blogs
February 2016

The 2016 FinAccess report: Where have we come from?

Think back to 2006: Ellen Johnson Sirleaf was sworn in as the first woman to lead an African nation; one U.S. dollar was worth seventy Kenya Shillings; 47% of Kenyans lived in “poverty”, and Kenya’s first financial access survey took place, known as FinAccess 2006.  “I was a relatively new mum and all I could […]

Blogs
February 2016

Fighting Technology and Big Data with Machetes

“There is one thing stronger than all the armies in the world. An idea whose time has come.” –Anonymous- Uber is currently valued at US$50 billion. Netflix (NASDAQ:NFLX) is worth US$42 billion. AirBnB is worth US$25 billion making it the third-highest valued startup in the world. Closer home, US$4.2 billion (42% of Kenya GDP) was transacted on M-pesa in Safaricom’s […]

Blogs
February 2016

The Potential of Instant Messaging (IM) Apps to Enhance Financial Services

Two days ago, Facebook’s popular Instant Messaging (IM) platform WhatsApp hit 1 billion monthly active users. As I join the rest of WhatsApp enthusiasts in celebrating this milestone, I would like to shift the focus a little bit to the relevance of such a phenomenon to the digital finance space in Kenya. Can this growing […]