The Kilimo Booster offered by Musoni is an agricultural loan for smallholder farmers. It utilizes M-Pesa for all loan disbursements and repayments. Loan values range from KES 5,000-350,000 (approx. USD 60-4,000), and loan terms are up to 12 months with up to a 6 month grace period. Monthly interest rates range from 1.5%-1.83%, a 3% upfront fee is charged, and there is a 20% cash collateral requirement, resulting in APRs ranging from 37.5%-43.6%.