Retail Innovations
Posted on August 5, 2015

Kiva Zip


Kiva Zip is a pilot program, launched by, to drive innovations in person-to-person lending. It provides 0% interest loans of up to $5,000 for small businesses and entrepreneurs who are financially excluded and under-served.

Kiva Zip allows for direct lending at 0% interest to entrepreneurs in Africa and the U.S. by leveraging trust networks & payment technologies like PayPal and M-Pesa to drive down cost vs. “classic” microfinance. Kiva Zip eliminates the middleman by sending loans directly to mobile phones.

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