This briefing note looks at the typical challenges that banks face in trying to establish long-term sustainable competitive advantage in what is an increasingly competitive SME market. It suggests a number of steps that banks need to consider in order to move towards this goal.
This briefing note describes the emergence of SME banking as a separate line of business, and informs on the distinctive characteristics of SME banking compared to corporate and retail banking. It also describes SME banking best practices in banks around the world, and in Kenya in particular.
FSD Kenya has been supporting savings groups since 2008 through the Community Savings & Loans (COSALO) project in partnership with CARE. The Savings Groups initiatives undertaken between 2008 -2011 were quite successful. The initiatives had reached over 5,660 groups comprising of over 150,000 members as of December 2011. The two main lessons drawn from this project […]