Datasets

Results 51 - 60 of 90
Retail innovations
August 2015

Kiva Zip

Kiva Zip is a pilot program, launched by Kiva.org, to drive innovations in person-to-person lending. It provides 0% interest loans of up to $5,000 for small businesses and entrepreneurs who are financially excluded and under-served. Kiva Zip allows for direct lending at 0% interest to entrepreneurs in Africa and the U.S. by leveraging trust networks & […]

Retail innovations
August 2015

Credit Information Sharing (CIS) System

CIS is a mechanism through which various lenders electronically pool and pull borrower information using centralised (credit reference bureau) databases, with the aim of addressing information asymmetry between borrowers and lenders. Left unchecked, information asymmetry often results in adverse selection, unsuitable loan products/terms, and exclusion of certain categories of borrowers from the credit market. Agriculture […]

Retail innovations
August 2015

M-SHWARI

M-Shwari is a dual-credit/savings product for M-PESA customers that is distinctly savings-led. It allows you to save as little as Ksh.1 and access micro credit product (loan) of a minimum of Ksh.100 any time and receive your loan instantly on your M-PESA account; while earning you interest on money saved. Customers are able to sign […]

Retail innovations
August 2015

Mkopo Rahisi

Mkopo Rahisi (Easy Loan in Swahili) is an android-based direct-lending platform. Once customers download the product,  InVenture gathers over 10,000 diverse data points that allow them to generate a credit score that is used to instantly provide users with access to credit. Approved borrowers receive and repay their loan via M-PESA. The current product can work in […]

Retail innovations
August 2015

Farmforce

Farmforce is a mobile service that links smallholder farmers to other actors in the agro-value chain. The Farmforce system is composed of a web site and mobile application that are used by organizations (companies, cooperatives, governments) working with large numbers of small farmers in a large scale contract farming arrangement. The software-as-a-service platform aims to […]