Posts

Results 1 - 10 of 20
Posts
January 2020

Financially underserved Kenyans and their market potential

A segmentation study to identify Kenyans whose financial needs are not adequately met by the solutions available in the financial market, and the untapped opportunities they offer to financial service providers. Overview Over the past two decades, Kenya has made significant strides in financial inclusion. According to the 2019 FinAccess household survey, 80% of Kenyan […]

Posts
August 2017

The price of being banked

A study on transparency and cost of leading banking services sold in Kenya Kenya has experienced tremendous improvements in access to financial services over the last few years. However, little is known about the trends in affordability of financial services, especially for low-income earners.  FSD Kenya’s two-year study on the affordability of financial services and […]

Publications -
March 2017

The True Size of Agent Networks in Leading Digital Finance Countries

This paper lays out a framework for measuring access to digital financial services (DFS) provided via cash-in/cash-out agent networks in an ecosystem. We clarify the distinction between an agent till  a provider-issued registered “line”, either a special SIM card or a POS machine, used to perform transactions for clients and an agent outlet – a […]

Datasets
December 2015

Kenya Financial Diaries 2012-2013: Socio-economic and demographic datasets

This data pack contains several files (in .csv and .dta formats) with information collected about households and household members participating in the 2012-2013 Kenya Financial Diaries study. Data captured during interviews are available on housing characteristics, ownership of assets, demographics, educational attainment, well-being, goings-on and consumption from own production.  In addition, several auxiliary datasets with custom indicators on income, […]