Publications

Digital credit has been instrumental in granting formal credit in ways that were not conceivable a decade ago. It has provided individuals with the tools to manage their day-to-day needs and working capital for small enterprises. Survey data reveals that over six million Kenyans have borrowed at least one digital loan. Beyond these daily use-cases, […]

The 2016 FinAccess household survey has been cited in a recently published academic journal.

What are the future possibilities of Fintech?

Digital credit has become a leading source of credit in Kenya. Who is using digital credit and what impact is it having on low-income customers?