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August 2017

The price of being banked

A study on transparency and cost of leading banking services sold in Kenya Kenya has experienced tremendous improvements in access to financial services over the last few years. However, little is known about the trends in affordability of financial services, especially for low-income earners.  FSD Kenya’s two-year study on the affordability of financial services and […]

Publications -
June 2017

Reducing Costs and Scaling Up UK to Africa Remittances Through Technology

Sending money to Africa is more expensive than anywhere else in the world, according to new research due to be published at this week’s Global Remittance Conference in New York. The report argues that existing technology – like regional automated clearing houses, remittance payment processing hubs and aggregators – could all make sending money from […]

Publications -
February 2017

Engaging social networks for school fees payments: Lessons from an experiment in Kenya

Flexipay is a blended financing concept, designed to help low-income families meet large financing needs, like school fees. Flexipay enables families to pool resources from their social networks transparently, pay their own bills in a flexible way, and (potentially) tap into advances for urgent payments that exceed liquid savings.  This experiment was designed to test […]