This technical note examines what type of non-financial services (NFS) have been offered by banks and other financial institutions (FIs); their rationale for delivering such services; the common challenges faced in the provision of NFS to SMEs; and what factors should be considered by FIs when deciding to deliver such services.
This toolkit has been designed to help you generate solutions in many different fields of interest, from agriculture, to manufacturing, to banking and new technology. Throughout we use examples from some industries, but the process is equally applicable across the board. No matter which industry sector you are designing for, the human centered design (HCD) […]
This report captures the highlights of the third regional CIS conference themed “CIS for Innovation and Financial Inclusion – Mikopo Kisasa!” Highlights include:- Endorsement by policymakers of CIS goals of promoting access to affordable credit inthe region’s economies; The need for unified legislation to promote increased participation in CIS; The importance of implementation of cross-border data sharing […]
This briefing note presents a profile of Kenyan SME entrepreneurs and their businesses; provides insight into their key drivers for growth and how they have financed this growth. The note also provides the entrepreneurs’ recommendations for how financial institutions can deliver more effective solutions for growing businesses.
While Safaricom’s M-PESA platform stole the spotlight for being one of the world’s most transformative financial services, a somewhat hushed storm is infusing in the world of API’s in Kenya since Safaricom’s September-2015 announcement that they have opened up their APIs to the public. APIs are the set of procedures, rules, and tools that stipulate how […]