On October 29, 2015, the Governor of the Central Bank of Kenya, Dr. Patrick Njoroge, the Bill and Melinda Gates Foundation and FSD Kenya launched a follow up survey to the 2006, 2009, and 2013 FinAccess household surveys. The exercise tracks trends in the geographical spread and outreach of the financial sector. The 2015 survey […]
Brand Fusion, a South Africa based research house that undertakes research in Africa and Asia, was responsible for the collection of the FinAccess spatial data. Garth Lawless, Brand Fusion’s special projects manager, presented the overall findings of the survey at the launch on October 29th 2015.
This guide has been developed to assist financial institutions that intend to define/review their offer for their SME banking segment. It explores a five step process that the institution may employ in order to arrive at a winning value proposition
According to FSD Kenya and World Bank research, credit to small and medium enterprises (SMEs) by the banking industry only constituted 23.4% of total lending in 2013, up from 19.5% in 2009. Interest rates ranged from 15% to 20%. The Growth Enterprise Market Segments (GEMS) was launched in January 2013 by the Nairobi Securities Exchange […]
Financial inclusion and financial capability require an evaluative framework for the exploration of how and to what degree the ways in which poor people engage with financial services and transactions can improve their wellbeing.
Farmforce is a mobile service that links smallholder farmers to other actors in the agro-value chain. The Farmforce system is composed of a web site and mobile application that are used by organizations (companies, cooperatives, governments) working with large numbers of small farmers in a large scale contract farming arrangement. The software-as-a-service platform aims to […]
FarmDrive seeks to transform the way small holder farmers get access to financial services. Via their simple to use web based platform,farmers are able to register with and painlessly maintain their revenue productivity and expense records. Farmers wishing to expand their ventures are able to apply for funding via the platform.Their records combined with other […]
The objectives of FinAccess 2006 were to: (1) provide information to policy makers about the main barriers to access, geographic or socio-economic for instance, providing an impetus for necessary reforms, (2) provide information to the private sector about market opportunities, and in particular insight into the types of products that would suit newly identified, unserved market segments, […]