Retail Innovations

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Retail innovations
August 2015

Tone kwa Tone Pata Pump

Kickstart’s mobile layaway service “Tone kwa Tone Pata Pump”  (Kiswahili for “Drop by Drop gets the Pump”) allows small-scale farmers to make incremental payments via M-PESA for an irrigation pump that is held on lawaway until payments are complete. Farmers register for the service via paper forms, and are subsequently notified via SMS that they’ve […]