Retail Innovations

Results 31 - 40 of 57
Retail innovations
August 2015

Index-Based Livestock Insurance

APA Insurance in Kenya has developed an index-based product for livestock in cooperation with the International Livestock Research Institute, World Vision, and Leapfrog.  The product uses a mobile platform to enroll customers and communicate policy details.  In addition, farmers can make insurance payments and receive payouts via M-PESA. The service uses satellite imagery and proprietary […]

Retail innovations
August 2015

Kilimo Booster

The Kilimo Booster offered by Musoni is an agricultural loan for smallholder farmers. It utilizes M-Pesa for all loan disbursements and repayments. Loan values range from KES 5,000-350,000 (approx. USD 60-4,000), and loan terms are up to 12 months with up to a 6 month grace period.  Monthly interest rates range from 1.5%-1.83%, a 3% […]

Retail innovations
August 2015

Agrilife

Agrilife is a cloud-based technology platform designed to use mobile phone and web platforms to enable groups of smallholder farmers to access financial services, markets andother services that are relevant to them. Agrilife enables players in the agricultural sector – including banks, micro-finance institutions, insurance companies, cooperatives, investors, and agricultural input providers – to have access […]

Retail innovations
August 2015

One Acre Fund

One Acre provides loans for inputs and training for farmers. They operate in Kenya, Burundi and Rwanda. One Acre Fund began piloting mobile repayment with about 1,000 farmers in one district in mid-2013 (roughly 1.5 percent of Kenya clients at the time). In the initial trial, group leaders collected loan repayment from individual farmers, and […]

Retail innovations
August 2015

mHMtaani

Pathfinder launched mHMtaani or “Mobile health for our communities” to promote healthier communities by using mobile technology to monitor and track the health of pregnant mothers. Pathfinder’s mHealth program equips over 250 community health workers with a decision support tool housed on its CommCare Platform to provider services for maternal health and orphans and vulnerable […]

Retail innovations
August 2015

Penda Health

Penda Health runs full service medical clinics. It allows for out-of-pocket payments through M-Pesa. It also offers Penda Family Cover which is an optional membership scheme that covers all Penda Health services for a year at a cost of US $35. Penda Health’s business model is based on serving a large number of low-income patients […]

Retail innovations
August 2015

National Health Insurance Fund (NHIF)

The National Hospital Insurance Fund (NHIF) of Kenya is a social health insurance fund that provides inpatient cover at hospitals nationwide. NHIF membership is open to all Kenyan adults and dependents who have a monthly income of more than Ksh 100. Formal sector employees’ contributions are paid to the Fund by their employers through traditional […]

Retail innovations
August 2015

MamaKiba

MamaKiba (meaning “MotherSavings”) is a mobile pre-payment service that allows Jacaranda clients to safely prepay towards delivery costs to encourage a culture of saving and reduces the financial burden of delivery. Visiting Jacaranda, a mother will first create an electronic health record which will give her the option to open a Mamakiba account. This installs […]

Retail innovations
August 2015

Freedom From Fistula

The Freedom from Fistula Foundation was established in 2008 to provide free fistula treatment. This includes referral and treatment in Nairobi, as well as at fistula camps. Freedom from fistula (FFF) works with several of Kenya’s largest tertiary hospitals to delivery free fistula treatment. Through its work, FFF identified that transport costs present a financial […]