WaterCredit uses funds from donors to leverage commercial capital to fund MFI loan portfolios targeted at clients’ water and sanitation home connection needs. These MFIs disburse loans to a community’s self-help group, which then distributes the loan to individual borrowers. Currently Water.org supports a country-wide WaterCredit initiative with four microfinance institutions in both rural and […]
Sustainable Water and Sanitation in Africa (SUWASA) is a regional initiative of the US Agency for International Development (USAID), implemented by Tetra Tech, with a mission of fostering the transformation of water and sanitation delivery services in Africa to achieve long-term financial sustainability through the application of market-based principles. SUWASA is designed to spread effective […]
Kickstart’s mobile layaway service “Tone kwa Tone Pata Pump” (Kiswahili for “Drop by Drop gets the Pump”) allows small-scale farmers to make incremental payments via M-PESA for an irrigation pump that is held on lawaway until payments are complete. Farmers register for the service via paper forms, and are subsequently notified via SMS that they’ve […]
Susteq provides reliable water access through micro-payments to people without fixed connection in their homes and supports water organizations with installation of pre paid meters in rural and urban communities. Because people in these communities pay a small amount for water access, their water-points can be maintained in a sustainable way.
Grundfos Lifelink supplies, installs and services pay-as-you-go water solutions. Its applications include a standalone water kiosk, a communal water point with separate water supply, and mini-grid water points with separate water supplies. Grundfos Lifelink utilizes automatic water dispensers that come with an integrated revenue management system that tracks consumption, credit transactions, technical performance, and needed […]
Sun Transfer developed and piloted mulitple pay-as-you-go (PAYG) charge controllers for their large solar home systems. They started with a RFID-card system with a point of service device, but have transitioned to a “CODE” system in both Ethiopia and Kenya. This new platform allows the customer to input SMS-codes entered via a handheld infrared device.
M-Kopa is a mobile venture aiming at making it simpler and more affordable for Kenyans to acquire productive assets. The key to the M-Kopa solution is financial transactions facilitated via the mobile phone and easy and secure monitoring of the assets being acquired by the clients. An interesting benefit of this model is a flurry […]