Publications

Results 21 - 26 of 26
Publications -
May 2013

Saving for change: Financial inclusion and resilience for the world’s poorest people

Three-quarters of the world’s poorest people do not have a formal bank account. With few viable means to save, these individuals and their families are vulnerable to life-threatening hardships. Community-based savings groups are designed to provide a mechanism for resilience. Jointly, Oxfam America and Freedom from Hunger commissioned the largest study to date to evaluate […]

Publications -
October 2012

Savings groups project briefing note

FSD Kenya has been supporting savings groups since 2008 through the Community Savings & Loans (COSALO) project in partnership with CARE. The Savings Groups initiatives undertaken between 2008 -2011 were quite successful. The initiatives had reached over 5,660 groups comprising of over 150,000 members as of December 2011. The two main lessons drawn from this project […]

Publications -
March 2012

Results of a study of post-project replication of groups in COSALO – summary

In September 2011, FSD Kenya conducted a short study of savings groups created under the Community Savings and Loans (COSALO I) project, funded by FSD and implemented by CARE International in Kenya. 54 groups were representatively selected from about 2,500 groups created in Nyamira and Rachuonyo regions by franchisees and faith-based organizations. The purpose of […]

Publications
October 2011

Results of study of post-project replication of groups in COSALO I

In September 2011, FSD Kenya conducted a short study of savings groups created under the Community Savings and Loans (COSALO I) project, funded by FSD and implemented by CARE International in Kenya. 54 groups were representatively selected from about 2,500 groups created in Nyamira and Rachuonyo regions by franchisees and faith-based organizations. The purpose of […]

Publications
April 2009

The role of informal financial groups in extending access in Kenya

This report discusses the role of informal financial groups in extending access to financial services in Kenya. The scale of informal financial groups in Kenya has long been known to be extensive but reliable data at the national level has not existed. The report first reviews the literature on informal groups in Kenya (mostly ROSCAs […]

Publications -
March 2009

Reaching rural Kenya with group savings and loan associations

Group savings and loans associations (GSLs) are a simple financial intermediation model where members of a group (usually between 10 and 20) contribute equal amounts of savings or their multiples during meetings which are held weekly, fortnightly or monthly. The savings are then loaned out to members of the group at an agreed interest rate, […]