Retail Innovations

Results 11 - 19 of 19
Retail innovations
August 2015

Juhudi Kilimo Dairy Insurance

Juhudi Kilimo, a provider of smallholder agricultural asset financing, now offers a mobile phone-enabled livestock insurance product.  Through this service, borrowers can obtain dairy insurance when purchasing a cow.  Borrowers pay a premium of 3.5% of the cost of the cow, and commit to following a Best Practice Care Calendar that includes vaccination, tick control, […]

Retail innovations
August 2015

Index-Based Livestock Insurance

APA Insurance in Kenya has developed an index-based product for livestock in cooperation with the International Livestock Research Institute, World Vision, and Leapfrog.  The product uses a mobile platform to enroll customers and communicate policy details.  In addition, farmers can make insurance payments and receive payouts via M-PESA. The service uses satellite imagery and proprietary […]

Retail innovations
August 2015

Kilimo Booster

The Kilimo Booster offered by Musoni is an agricultural loan for smallholder farmers. It utilizes M-Pesa for all loan disbursements and repayments. Loan values range from KES 5,000-350,000 (approx. USD 60-4,000), and loan terms are up to 12 months with up to a 6 month grace period.  Monthly interest rates range from 1.5%-1.83%, a 3% […]

Retail innovations
August 2015

Agrilife

Agrilife is a cloud-based technology platform designed to use mobile phone and web platforms to enable groups of smallholder farmers to access financial services, markets andother services that are relevant to them. Agrilife enables players in the agricultural sector – including banks, micro-finance institutions, insurance companies, cooperatives, investors, and agricultural input providers – to have access […]

Retail innovations
August 2015

One Acre Fund

One Acre provides loans for inputs and training for farmers. They operate in Kenya, Burundi and Rwanda. One Acre Fund began piloting mobile repayment with about 1,000 farmers in one district in mid-2013 (roughly 1.5 percent of Kenya clients at the time). In the initial trial, group leaders collected loan repayment from individual farmers, and […]

Retail innovations
August 2015

Takamoto PAYG Biogas systems

Schutter Energy is a social enterprise that installs Takamoto Pay-as-you-go (PAYG) Biogas systems in rural communities. Schutter Energy Ltd uses smart metering and mobile money. Smallholder farmer clients pay an installation fee and then only pay for the biogas they use. Their smart payment system allows farmers to purchase as little as $0.50 at a […]

Publications -
August 2009

Agricultural value chain financing in Kenya: Assessment of potential opportunities for growth

The systematic and prudent financing of smallholder agriculture has been and continues to be a difficult goal in Kenya in spite of remarkable progress in the microfinance over the past twenty years. Agriculture, with its non-uniform cash flows, rural bias, poorly capitalised and widely dispersed producers, seasonal cash flows, price and market risks differs substantially […]

Publications -
July 2015

Getting an education in rural Kenya: Findings based on the Kenya Financial Diaries

This report seeks to depict the Kenyan education environment from the point of view of the household, with specific emphasis on rural smallholder farming households. It seeks to determine how much Kenyan families actually spend on education, whether in private or public school systems, what percentage of income is spent on education as a proportion […]