A study on transparency and cost of leading banking services sold in Kenya Kenya has experienced tremendous improvements in access to financial services over the last few years. However, little is known about the trends in affordability of financial services, especially for low-income earners. FSD Kenya’s two-year study on the affordability of financial services and […]
Just what is finance for? On Wednesday 8th February 2017, John Kay met with 18 financial sector industry leaders to discuss this question and the future of finance in Kenya. The leaders included CEOs from Equity Bank, the Nairobi Securities Exchange, Kenya Bankers Association, CIS Kenya, the iHub and Kenya Women Microfinance Bank. Also present […]
The financial services sector’s attitude towards small and medium sized enterprises (SMEs), is changing. SMEs form a significant part of the potential finance market in most countries, including Kenya. Despite the growing commitment of Kenyan banks to this market, in comparison to other sub-Saharan countries, access to finance is still considered to be a major […]
This technical note examines what type of non-financial services (NFS) have been offered by banks and other financial institutions (FIs); their rationale for delivering such services; the common challenges faced in the provision of NFS to SMEs; and what factors should be considered by FIs when deciding to deliver such services.
This briefing note presents a profile of Kenyan SME entrepreneurs and their businesses; provides insight into their key drivers for growth and how they have financed this growth. The note also provides the entrepreneurs’ recommendations for how financial institutions can deliver more effective solutions for growing businesses.
This guide outlines the key concepts and elements of good practice involved in undertaking a credit risk management process review (CRPR). It focuses, in particular, on the issues faced in serving the credit needs of smaller business customers.